:root{--teal:#1f9e7e;--teal-dark:#1a7d65;--blue:#1B3A5C;--ink:#1a1a2e;--muted:#666;--line:#e0e0e0;--soft:#f5f5f5}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Inter,Arial,sans-serif;color:var(--ink);background:white;line-height:1.65}
a{color:inherit;text-decoration:none}.wrap{width:min(1160px,calc(100% - 32px));margin:auto}
.top{position:sticky;top:0;z-index:50;background:#fff;border-bottom:1px solid var(--line);box-shadow:0 1px 5px #00000010}
.nav{min-height:64px;display:flex;align-items:center;justify-content:space-between;gap:24px}.logo{height:48px;width:auto}
.links{display:flex;align-items:center;gap:28px;font-size:15px}.links a:hover,.footer a:hover{color:var(--teal)}
.phone{background:var(--teal);color:#fff!important;padding:10px 15px;border-radius:9px;font-weight:700}.phone:hover{background:var(--teal-dark)}
.mobile{display:none}.hero{background:linear-gradient(105deg,var(--teal),#0099cc);color:#fff;padding:82px 0}.hero h1{font-family:Georgia,serif;font-size:clamp(38px,5vw,58px);line-height:1.12;margin:0 0 18px}.hero p{font-size:20px;max-width:820px;margin:0;color:#fff}
.section{padding:72px 0}.intro{max-width:800px}.eyebrow{color:var(--teal);font-weight:800;text-transform:uppercase;letter-spacing:.13em;font-size:13px}
h2,h3{font-family:Georgia,serif}h2{font-size:34px;line-height:1.2;margin:0 0 18px}h3{font-size:23px;margin:0 0 12px}.muted{color:var(--muted)}
.grid{display:grid;grid-template-columns:repeat(2,1fr);gap:22px;margin-top:36px}.card{border:2px solid var(--line);border-radius:14px;padding:25px;background:#fff;transition:.2s}.card:hover{border-color:var(--teal);box-shadow:0 12px 30px #1f9e7e15;transform:translateY(-2px)}
.tag{display:inline-block;background:#1f9e7e12;color:var(--teal-dark);font-size:12px;font-weight:800;border-radius:999px;padding:5px 10px;margin-bottom:12px}
.read{color:var(--teal);font-weight:800;margin-top:18px;display:inline-block}.article{max-width:820px;margin:auto}.article h1{font-family:Georgia,serif;font-size:clamp(38px,5vw,56px);line-height:1.12;margin:12px 0 18px}.article .lede{font-size:20px;color:#555}.meta{font-size:14px;color:#777;margin:14px 0 35px}
.article section{margin:38px 0}.article p{font-size:18px;color:#555;margin:0 0 18px}.note{background:#f4fbf9;border-left:4px solid var(--teal);padding:18px 20px;border-radius:8px;color:#4f5c58;margin:30px 0}
.cta{background:var(--soft);border:1px solid var(--line);border-radius:16px;padding:28px;margin-top:50px}.button{display:inline-block;background:var(--teal);color:#fff!important;padding:12px 20px;border-radius:9px;font-weight:800;margin-top:8px}
.footer{background:var(--blue);color:#fff;margin-top:70px;padding:48px 0 22px}.footgrid{display:grid;grid-template-columns:1.2fr 1fr 1fr 1fr;gap:30px}.footer h4{font-family:Georgia,serif;margin:0 0 13px}.footer a{display:block;margin:7px 0;font-size:14px}.footer p{font-size:14px}.bottom{border-top:1px solid #ffffff30;margin-top:30px;padding-top:20px;display:flex;justify-content:space-between;gap:18px;font-size:13px}
.disclaimer{font-size:14px;color:#777;border-top:1px solid var(--line);padding-top:22px;margin-top:40px}
@media(max-width:860px){.links{display:none}.mobile{display:block}.grid,.footgrid{grid-template-columns:1fr}.hero{padding:62px 0}.section{padding:54px 0}.bottom{flex-direction:column}}

.meta a,.editorial-note a{color:var(--teal-dark);text-decoration:underline;text-underline-offset:2px}.editorial-note{background:#fbfcfc;border:1px solid var(--line);padding:16px 18px;border-radius:8px;color:#59635f;margin:0 0 24px;font-size:15px;line-height:1.6}